Debt Recovery

Sewell Law can assist in the recovery of debts.


If the debt is less than £100,000 and is not disputed, excluding Court fees, we will charge £200 plus VAT. This fee will include:

• Taking your instructions,
• Considering the evidence,
• Providing advice,
• Sending a letter of claim,
• Preparing and issuing Court proceedings (in the absence of a response
from the debtor),
• Requesting Judgment, where necessary,
• Receiving payment and sending it to you.

All other work including communications with the debtor, settlement negotiations, repayment plans, and any enforcement action will be charged at an hourly rate of £100 plus VAT together with any expenses.

If Court proceedings become necessary, for claims of up to £10,000, the Court fee to issue proceedings ranges between £35 and £455, depending on the amount claimed. If the debt is more than £10,000, the court fee is 5% of the amount claimed. More information can be found at https://www.gov.uk/court-fees-what-they-are.

If the debtor fails to pay what is owed following Judgment, subject to the value of the claim, we usually recommend instructing a High Court Enforcement Officer.

Claims usually take around 8 weeks to resolve if they are not subject to enforcement action. If the debt is disputed, we will advise you what to do next and the likely cost involved.